Frequently Asked Questions

When you bought your preconstruction condo, the market was higher. Now that you're closing, the bank appraises it at today's lower value — and will only lend based on that. If the appraisal gap is too large and you don't have the extra cash, you may not be able to close.

A bank decline does not necessarily end the review. A licensed broker can assess whether options may be available from a range of institutional, alternative, and private lenders. Availability, approval, pricing, and terms depend on the borrower, property, documentation, and each lender's current underwriting.

We're an independent mortgage brokerage, not a bank. We can review options from a range of institutional, alternative, and private lenders. Lender access, products, approval, and terms depend on the borrower, property, documentation, and each lender's underwriting.

Our initial assessment is completely free. If we find a solution that works for you, broker fees may apply depending on the lender — we'll always be upfront about this before you commit to anything.

A licensed broker will review your file and reach out within one business day. If you submit after hours, we'll contact you the next morning.

We do not sell personal information. We may disclose information to selected lenders, co-brokers, appraisers, lawyers, credit bureaus, and technology providers when reasonably necessary to respond to your request, arrange financing, comply with law, or operate the service, as described in our Privacy Policy.

Contact us immediately at 647-558-2300. We have experience with urgent closings and will prioritize your file.